> ## Documentation Index
> Fetch the complete documentation index at: https://docs.montereyfinancial.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Get a person

> Returns an enriched person with active contact methods and current addresses. Returns 404 if the person isn't reachable by this token.



## OpenAPI

````yaml /api-reference/external_api.openapi.json get /v1/persons/{party_id}
openapi: 3.1.0
info:
  title: Monterey Client API
  description: >-
    Org-scoped, token-authenticated account, borrower, and payment endpoints for
    Monterey Financial clients.
  version: 1.0.0
servers:
  - url: https://eapi.montereyfinancial.com
    description: Production
security:
  - BearerToken: []
tags:
  - name: Authentication
    description: Exchange API keys for access tokens.
  - name: Organizations
    description: Organizations visible to the API key.
  - name: Persons
    description: Borrowers visible through in-scope accounts.
  - name: Accounts
    description: Servicing accounts and identifier lookups.
  - name: Transactions
    description: Account money-movement history.
  - name: Payment Methods
    description: Stored payment instruments.
  - name: Autopay
    description: Recurring payment schedules.
paths:
  /v1/persons/{party_id}:
    get:
      tags:
        - Persons
      summary: Get a person
      description: >-
        Returns an enriched person with active contact methods and current
        addresses. Returns 404 if the person isn't reachable by this token.
      operationId: get_person_v1_persons__party_id__get
      parameters:
        - name: party_id
          in: path
          required: true
          schema:
            type: string
            title: Party Id
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PersonDetailRow'
        '401':
          description: Missing or invalid access token.
        '403':
          description: Authenticated token lacks the required scope (`insufficient_scope`).
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '404':
          description: Resource not in scope or does not exist.
        '422':
          description: Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/HTTPValidationError'
      security:
        - BearerToken: []
components:
  schemas:
    PersonDetailRow:
      properties:
        id:
          type: string
          title: Id
          description: The person's unique party ID.
        display_name:
          type: string
          title: Display Name
          description: The person's client-facing display name.
        first_name:
          type: string
          title: First Name
          description: The person's first name.
        last_name:
          type: string
          title: Last Name
          description: The person's last name.
        date_of_birth:
          anyOf:
            - type: string
              format: date
            - type: 'null'
          title: Date Of Birth
          description: The person's date of birth.
        ssn_last_four:
          anyOf:
            - type: string
            - type: 'null'
          title: Ssn Last Four
          description: Last four SSN digits; the full hash is never exposed.
        primary_phone:
          anyOf:
            - type: string
            - type: 'null'
          title: Primary Phone
          description: Preferred active phone, or newest active phone.
        primary_email:
          anyOf:
            - type: string
            - type: 'null'
          title: Primary Email
          description: Preferred active email, or newest active email.
        preferred_language:
          anyOf:
            - type: string
            - type: 'null'
          title: Preferred Language
          description: Preferred language code.
        is_active:
          type: boolean
          title: Is Active
          description: Whether the person is active.
        contact_methods:
          items:
            $ref: '#/components/schemas/ContactMethodRow'
          type: array
          title: Contact Methods
          description: Active client-safe phone and email methods.
        addresses:
          items:
            $ref: '#/components/schemas/AddressRow'
          type: array
          title: Addresses
          description: Current client-safe addresses.
      type: object
      required:
        - id
        - display_name
        - first_name
        - last_name
        - is_active
      title: PersonDetailRow
      description: Detailed person record with contact methods and current addresses.
    ErrorResponse:
      properties:
        detail:
          $ref: '#/components/schemas/ErrorBody'
      type: object
      required:
        - detail
      title: ErrorResponse
      description: Standard error envelope. Branch on `detail.error_code`.
    HTTPValidationError:
      properties:
        detail:
          items:
            $ref: '#/components/schemas/ValidationError'
          type: array
          title: Detail
      type: object
      title: HTTPValidationError
      description: >-
        Parameter-validation error (HTTP 422). `detail` lists each violated
        constraint with its location, message, and type.
    ContactMethodRow:
      properties:
        type:
          type: string
          title: Type
          description: Contact channel, such as phone or email.
        value:
          type: string
          title: Value
          description: Dialable phone number or email address.
        extension:
          anyOf:
            - type: string
            - type: 'null'
          title: Extension
          description: Phone extension, when applicable.
        usage_type:
          anyOf:
            - type: string
            - type: 'null'
          title: Usage Type
          description: Usage classification such as mobile or home.
        is_primary:
          type: boolean
          title: Is Primary
          description: Whether this is the preferred method for its type.
        is_active:
          type: boolean
          title: Is Active
          description: Whether this contact method can currently be used.
        verified_at:
          anyOf:
            - type: string
              format: date-time
            - type: 'null'
          title: Verified At
          description: When ownership was last verified.
        line_type:
          anyOf:
            - type: string
            - type: 'null'
          title: Line Type
          description: Detected phone line type, when available.
        carrier_name:
          anyOf:
            - type: string
            - type: 'null'
          title: Carrier Name
          description: Detected phone carrier, when available.
        is_textable:
          anyOf:
            - type: boolean
            - type: 'null'
          title: Is Textable
          description: Whether the phone line can receive SMS.
        deactivated_at:
          anyOf:
            - type: string
              format: date-time
            - type: 'null'
          title: Deactivated At
          description: When the carrier reported the line inactive.
      type: object
      required:
        - type
        - value
        - is_primary
        - is_active
      title: ContactMethodRow
      description: An active client-safe phone or email contact method.
    AddressRow:
      properties:
        party_address_id:
          type: string
          title: Party Address Id
          description: The party-address relationship ID for this address row.
        type:
          type: string
          title: Type
          description: Address usage type, such as home or mailing.
        is_current:
          type: boolean
          title: Is Current
          description: Whether this is a current address.
        line_1:
          type: string
          title: Line 1
          description: Primary street-address line.
        line_2:
          anyOf:
            - type: string
            - type: 'null'
          title: Line 2
          description: Secondary street-address line.
        city:
          type: string
          title: City
          description: City or locality.
        state:
          anyOf:
            - type: string
            - type: 'null'
          title: State
          description: >-
            State, province, or subdivision code, where the country uses one.
            Null for countries with no subdivision in an address.
        postal_code:
          anyOf:
            - type: string
            - type: 'null'
          title: Postal Code
          description: >-
            Postal code as provided by the source, in the local format. Null for
            countries that do not use postal codes.
        country:
          type: string
          title: Country
          description: Country code or name stored for the address.
        effective_from:
          anyOf:
            - type: string
              format: date
            - type: 'null'
          title: Effective From
          description: Date this party-address relationship began.
        effective_until:
          anyOf:
            - type: string
              format: date
            - type: 'null'
          title: Effective Until
          description: Date this party-address relationship ended.
      type: object
      required:
        - party_address_id
        - type
        - is_current
        - line_1
        - city
        - country
      title: AddressRow
      description: A current client-safe address associated with a person.
    ErrorBody:
      properties:
        error_code:
          type: string
          title: Error Code
      type: object
      required:
        - error_code
      title: ErrorBody
      description: Standard error body. Branch on `error_code`.
    ValidationError:
      properties:
        loc:
          items:
            anyOf:
              - type: string
              - type: integer
          type: array
          title: Location
        msg:
          type: string
          title: Message
        type:
          type: string
          title: Error Type
        input:
          title: Input
        ctx:
          type: object
          title: Context
      type: object
      required:
        - loc
        - msg
        - type
      title: ValidationError
      description: >-
        A single parameter-validation failure: `loc` is the path to the
        offending input, `msg` is human-readable, and `type` is the rule that
        failed.
  securitySchemes:
    BearerToken:
      type: http
      description: Short-lived access token minted by POST /v1/oauth/token.
      scheme: bearer
      bearerFormat: JWT

````

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