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New featuresUpdates

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New features

  • Bank account (ACH) payment methods. Store a borrower’s checking or savings account with POST /v1/payment-methods/bank. Monterey verifies the account before saving it. Availability is environment-specific; until Monterey enables it for your environment, the endpoint returns 503 bank_capture_unavailable. See Bank accounts and Add a bank account.

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Updates

  • Verification status on payment methods. Payment method responses now include validation_status. Bank accounts show validated or pending_giact. Other payment methods return null.
  • New support address. Reach Monterey engineering support at enghelp@montereyfinancial.com.
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Updates

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Updates

  • New production base URL. The External API now runs at https://eapi.montereyfinancial.com. Update any integration that calls api.montereyfinancial.app. See the Quickstart and Authentication.
  • New card-capture host. The secure card-capture proxy moved to https://secure-api.montereyfinancial.com. Send raw card data only to this host. See Card capture.
  • Cleaner person detail. Person detail now returns only active contact methods and current addresses. You no longer need to filter out inactive phones, inactive emails, or past addresses. See Enrich a borrower profile.